The following words or expressions bear the following meaning in these end-user terms and conditions. 4club:
Multi-access dating service for a charge, released by the company SKIB SAGL. Some parts of 4club service can be accessed free of charge whereas other services may be reserved for Members and may be at a fee.
Subscription:
Means of payment to enjoy the services provided by 4club.
Fees:
Types of contract stipulated for the use of 4club services according to modality, 2 days, 7 days, 1 month, 2 months, 3 months, yearly or 18 months. Besides, special service and offer packages are foreseen.
The 1 month subscription corresponds to an effective duration of 4 weeks (28 days).
Member:
A user who has properly signed up for 4club services, independently of whether he/she pays a subscription fee.

In order to sign up at this site, you must accept the end-user conditions for using services provided by 4club.

Devices (computers, applications, telecommunication devices, etc.) used to access the Services, as well as telecommunication fees necessary to use them are at the exclusive expense of the Member.
In order to become a member of 4club, one must be at least 18 years of age and fill out all the mandatory fields on the sign-up form. The member guarentees that the information provided is accurate and corresponds to the truth. The member shall immediatly inform 4club of any changes for the information entered during the sign-up process or, if need be make the necessary changes in the personal area under the section 'profile' on the 4club site. That being said we do not guarantee the accuracy of information provided by users of the Service, or assume any responsibility to carry out checks to this effect: the user is the solely responsible for the content of profiles, public publications, messages, photos and other material that the user uploads to the Service or for the other users of the Service. If the indispensable conditions are fullfilled at the moment of signing-up, each member can have a nickname and a password for each profile for which a user has been activited.
The user can create and manage multiple personal profiles, but must sign up for a subscription plan for each of the profiles with which it intends to operate within the 4club platform. Usernames and passwords are strictly personal and confidential and should not be disclosed or shared with third parties. 4club shall be in no event liable for the loss of identity and/or password by the Members. If the members forget their password, they can ask for it by contacting the 4club Support service at www.help-tkd.com. 4club will send you the password related to the applicant nickname, to the email address provided by the Member.
Should a Member divulge or use his/her access credentials against their purpose, 4club reserves the right to close the account of the Member without any notice. However, Members have the right to change or edit their password as they wish. 4club's records will keep the last password entered only and the those used in the past will be replaced with the newest one set. Members must confirm the accuracy of the e-mail address provided during the sign-up process by replying to a confirmation e-mail sent by 4club staff. Should a Member fail to reply to the confirmation e-mail in a fortnight after signing up, could not gain access to all the services, and 4club reserves the right to delete the profile. The Member shall be solely responsible for the use of their credentials by third parties or for the actions or statements made through his personal account, whether fraudulent or not. The Member agrees to indemnify and hold harmless 4club from any claims of third parties with this regards.
4club does not have the means to ensure the identity of the people registered in its Services, Therefore is not responsible for any misuse of a Member's identity. If the Member has a reason to believe that third parties use their login credentials or their account, has the obligation to immediately inform 4club. If a Member wishes to introduce a friend and provides the relevant data to 4club, it undertakes to obtain from that friend the explicit consent of the personal data processing by 4club, which will be used exclusively to send, in the name and for the account of the Member who has provided their data to 4club, an electronic message to inform him/her about 4club and its Services. The Member is also solely responsible for such 4club friend and of others, and the consequences of transmitting its data to 4club.
Access credentials of Members who have not been using the service may be deleted 6 months after the last valid access to 4club site. Furthermore, 4club reserves the right to deactivate the profiles of Members, who have not replied to the confirmation e-mail sent to the e-mail address that they entered on the registration form, after the first step of the sign-up process, within a period of fifteen days, starting from the date the sign-up confirmation e-mail is sent by 4club system. 4club reserves the right to delete Members' messages 6 months after their send date.

3.1 Code of conduct and anonymity
After signing up and paying for the membership fee chosen, the Member can access the services available at 4club. Members can access the prices of and payment methods for the services available, while viewing and using the services, at the latest, that they want to sign up for, as well as while viewing and using the corresponding fees. While using the service, the Member commits himself/herself to abide by the following rules in particular:

• Abiding by the laws in vigor and observing third-party rights.
• DO NOT use 4club for professional, commercial or private purposes (client search, etc.) or for illicit, illegal, immoral, indecent scopes or against public order and policy.
• Publishing, disclosing or broadcasting exclusively information or content corresponding to the truth, independently of its form.
• Do not declare or word expressions or divulgate content in any form that violates third party rights or any slanderous, abusive, obscene, pornographic, pedapornographic, offensive, violent or inciting violence, political, racist or xenophobic content and, in general, any content not compliant with the business purpose of 4club, laws in power, public policy, personal rights, moral and protection of minors.
• Do not communicate any personal information (electronic address, mail address, telephone number, etc.) at 4club site that might allow a Member to contact another Member without having to use 4club.
• Do not publish, disclose or broadcast information or content in any form that could diminish, disorganize or prevent the regular use of the Services, interrupt and/or slow down the regular transmission of the messages between Members by means of the Services, such as applications, viruses, Trojan horses, sending mass messages (spam), etc. 4club reserves the right to eliminate messages sent by a Member in bulk in order to make sure that other Members can use the services at a proper quality level.
• Do not publish, disclose or broadcast information or content in any form, which contains advertisement of any kind or links to other websites.

Without prejudice to the provisions of the article 'Termination of the contract', should a Member infringe one or more of these conditions, 4club reserves the right to block the account of the Member concerned, automatically delete the controversial messages or content independently of their nature, prevent the profile of a Member from being published completely or partially and/or block that Member's access to the Services completely or partially, temporarily or definitively, without any compensation or refund and reserves the right to make recourse against the Member concerned. 4club cannot be held liable for false declarations made by a Member. Therefore, we recommend Members to take precaution when meeting other Members. 4club assumes no liability for meetings between Members of 4club, at 4club or during meetings between members and non-members, coming from the use of the 4club site and its related services.

To that matter, 4club reminds its Members that they cannot disclose or divulgate information to other 4club Members at 4club site which can be used to identify them, such as their last name, mail or e-mail address and telephone number. Furthermore, should you want to meet another user whom you have met at 4club, we recommend you to inform a friendly person and choose a public place (cafés, restaurants, etc.).

In order to safeguard and protect its users, 4club has made a service available for protection against the drawbacks of the Internet. Apart from the regular and continuous controls on the quality of the service, we suggest you to follow the classical set of rules below:

• It is a good idea to get to know each other thoroughly by e-mail before exchanging personal information (telephone number, home or office address).
• We recommend you to never tell anyone your home address.
• Should you decide to call someone you've met on the web, it is a good idea to hide your caller ID on your telephone.
• If you want to stop communicating with someone, let them know immediately and gently, but be determined in doing so.
• If you think that a profile is fake or you've received an improper message (spam, advertising, vulgar or racist statements, false statements) from a user click on the 'report user' link to report them.
• Should you decide to meet one of the persons that you are in contact with on-line, ask them to send you a photograph.
• Suggest or accept a meeting only if you feel completely comfortable with the person you'd like to meet.
• Choose a public and crowded place to meet.
• If you do not have your own car, make arrangements so that you can go back home independently.
• Inform a friend or relative of the meeting and tell them what time you should be back home.

You should follow these 'set of rules', because in the immense labyrinth of the Internet, new opportunities allow users to remain anonymous and usually a question arises spontaneously: 'How can I try it without running any risks?' 4club guarantees quality and safety, but feels obliged to give its members the best advice, given that the rules to follow are very simple and some of which are even common place. A little bit of confidentiality and privacy requires that you should not disclose too much personal information before getting to know new acquaintances thoroughly and consolidating friendships; besides, the charm of discovering a person little by little is surely more enticing! To accomplish this and to guarantee a very high degree of success, 4club has created a special service for its users. The additional free service that 4club provides for its men and women members, is the possibility that allows you to contact at any time the help service at www.help-tkd.com, where qualified people, in the case of an explicit request, can give you the best advice on what do to do in certain situations. This group of experts will answer questions and give explanations to keep 4club users always protected and secured and to always keep them fully satisfied! With this additional service will be given the opportunity to make public any kind of report or complaint that any member wishes to make.

3.2 Signing up and using the services
At 4club website, users may or may not use a nickname to create their profile. The requested e-mail address won't be disclosed to other users. Further contacts will be done using internal services. The member's identity will always remain protected, as long as the member decides not to disclose it to other members.
Signing up for the portal is strictly reserved to adult users and it is completely free of charge. Members can purchase a subscription and contact other members of the service offered by 4club.
The portal also contains fictional profiles created and controlled by the website with which it is not possible to arrange real encounters. The reason for such profiles being on the portal is therefore that of entertaining (stimulate conversations), to monitor user activities, for promotional purposes and other reasons. Some of the messages from our service may be automatically generated by a software with no human involvement and third-party contractors contracted by us may generate messages and conversations from then on. You acknowledge that the information, text and pictures contained in most of the profiles do not pertain to any actual person: nothing contained in any fictional profile is intended to describe or resemble any real person and any similarity between fictional profiles and real persons is purely coincidental.
Members can opt for the type of subscription that best satisfies their needs and purchase products available at that moment by paying with a credit card.
4club allows its Members to consult the files of other people who are also members of 4club. 4club reserves the right to charge different fees or offer free access to some categories of subscribers or during particular promotions that might be offered. In any case, the prices and means of payment of the different services can be viewed at 4club site any time and, at the latest, while viewing and using the Services that the Member wants to subscribe for, as well as while viewing and using the corresponding fees.

3.3 Automatic renewal of the membership

WEB
If a Member purchases one of the subscriptions on the Internet by credit card, it will be automatically renewed for the same duration of the subscription, if there's no cancellation request from the Member, done according the procedure explained in the "Account settings"/"Account status" section, or by clicking on this link in case of purchase through EPOCH - within the following deadlines:

• Not later than 24 hours prior to the subscription expiry, in case of a 2 days subscription;
• Not later than 48 hours prior to the subscription expiry, in case of a 7 days subscription;
• Not later than 7 days prior to the subscription expiry, in case of a monthly subscription;
• Not later than 10 days prior to the subscription expiry, in case of a 2 months subscription.
• Not later than 60 days prior to the subscription expiry, in case of an annual subscription;
• Not later than 90 days prior to the subscription expiry, in case of a 18 months subscription.

The 2 day promotional packet, in the absence of cancellation on the part of the subscriber according to the terms indicated above, will automatically renew with a monthly packet (4 weeks - 28 days).
Nevertheless, if, for any reason, 4club (in the absence of notice of the member in the terms listed below) were not able to make the renewal of one of the subscription formulas described, it will proceed to transact the corresponding sum to the "monthly cost" for the duration of the subscription.The "monthly cost", which you can see when you select the subscription formula, is given from the total subscription amount divided by the number of months (e.g. for the 6-month subscription is the total subscription cost divided by 6). Therefore, the subscription will be renewed monthly.
Please remember that as specified in article 1, "The 1 month subscription corresponds to an effective duration of 4 weeks (28 days)".
In this specific case the unsubscription will be done:

• Not later than 7 days prior to the monthly subscription expiry

Note: the user accepts and authorizes the administration of 4club to automatically renew the membership and conseguently charge the due amount by using the method of payment chosen by the User while purchasing the type of subscription - unless the user cancels the membership within the deadlines and according to the modalities listed above.

Video Streaming and download Trial on www.hotxxxhub.com
The promotional packet of 2 days for the video streaming and downloads services of www.hotxxxhub.com with monthy renewal (4 weeks - 28 days) automatic unless cancelled within 24 hours of the end of the trial period or at the latest 7 days before the deadline in the case of monthly subscription (4 weeks - 28 days), to be effected according to the procedure indicated in the section "Account settings"/"Account status" or clicking this link in the case of acquisition through EPOCH.
The log in data is the same for both sites, you can use your username (email address) and your password both on 4club and www.hotxxxhub.com.
The subscriptions are not transferrable: they cannot be transferred or given out to any other person or institution, as well as the login data cannot be given to any other person or institution, either directly or indirectly. This includes, but doesn't limit, sending out your username and/ your password and make your username/password available to third parties. It is required for you to keep your password confidential.
All the material shown or available in this site, is of property, and therefore cannot be partly or fully copied, delivered or downloaded - except the initial download.

ANDROID
The purchase of one of the subscription formulas via credit card on the Internet will be automatically renewed for the same period of time chosen, if not terminated by the User by logging on 4club using the same login credentials (email and password) used for the 4club app and following the steps in the "Account Settings "/ "Account Status " section within the following terms:

• Not later than 24 hours prior to expiration in case of the 2-day subscription;
• Not later than 7 days prior to expiration in case of the 1-month subscription;
• Not later than 15 days prior to expiration in case of 3-month subscription.

If, for any reason, 4club (in the absence of a cancelation request by the member in the above listed terms) were not able to make the renewal of one of the subscription formulas described below, it will proceed to transact the amount corresponding to the "monthly cost" for the duration of the subscription. The "monthly cost", visible when choosing the subscription package, is the total subscription cost divided by the number of months (e.g.: for the 6-month subscription, it is the total subscription cost divided by 6). Therefore, the subscription will be renewed monthly.

In this specific case the unsubscription will be done:

• Not later than 7days before the monthly subscription expires.

Note: the user accepts and authorizes the administration of 4club to automatically renew the membership and conseguently charge the due amount by using the method of payment chosen by the User while purchasing the type of subscription - unless the user cancels the membership within the deadlines and according to the modalities listed above.
Once the renewal is cancelled you will have access to the website content until the subscription deadline.

IOS
The 4club app is free to download and use, but we also offer optional services to get the full access.
Full access service conditions:

• To upgrade to VIP full Membership, select one of the subscription packages (US$ 7.49 per 7 days, US$ 27.99 a month, US$ 46.99 per 3 months)
• Payment will be charged to your iTunes Account upon confirmation of purchase
• Subscription is automatically renewed unless auto-renewal is turned off at least 24-hours before the end of the current period
• Your account will be charged for renewal within 24-hours prior to the end of the current period, and will identify the cost of the renewal
• Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase
• No cancellation of the current subscription is allowed during an active subscription period

The purchase of one of the subscription formulas with a credit card via the Internet, shall be automatically renewed for the same period of time chosen,if not terminated by the Member within 24 hours before the deadline:

1. From the device's Home screen, tap Settings
2. Tap your Apple ID, then View Apple ID
3. Under Subscriptions click Manage
4. Tap the subscription you want to edit and use the options to manage the subscription

Once the Member rescinds from the contract, 4club shall retain any amount already paid for unused parts of premium memberships and fees, without prejudice to the provisions of art. 3, under paragraph 'automatic renewal of membership'.
Without prejudice to the other provisions of these rules, in case of breach of this Regulation by the User, 4club reserves the right to suspend or terminate the registration of the contract without notice or refund and /or undertake legal action against the User.
Such resolution will have full effect, without prejudice to 4club's rights to take legal action against the member or his/her assignors to claim for identification for any damage suffered as a conseguence of the improper use of the service. The member will be informed of the termination or of the confirmation of the termination of his/her account by e-mail. Data pertaining to the member will be destroyed immediately after he/she makes an express request or by the deadline foreseen by Swiss laws concerning the conservation of personal information.

5.1 Information and content provided by Members

• The data provided by a 4club Member must be accurate and correspond to the truth. The Member is exclusively liable for the consequences to the Member's and/or other Members' lives arising from divulgating them.
• 4club cannot be held liable for the correctness or imprecision of the information and the content provided by Members and/or visitors of the site and/or the Member and consequences arising from them. Likewise, 4club cannot be held liable for the contents divulgated by a Member that might breach the rights of one or more other Members or third parties.
  Should 4club be held liable for the violation of the obligations arising from the law in vigor and these terms and end-user conditions by a Member, the Member shall seek to keep 4club unharmed from and indemnify 4club for any claim.

5.2 Functioning of 4club site and relative services
The Member must have the applications and make the necessary settings for 4club to function correctly: browser IE, Firefox, Chrome or other ones correctly updated, activating JavaScript functions, receiving of session cookies and accepting to view pop-up windows. 4club does not guarantee that the services can be used if the Member uses a pop-up window blocking utility. In that case, this function will have to be deactivated before using 4club. Furthermore, the Member must have the competences, tools and applications necessary to use the Internet and, if need be, Internet and telephone services, and acknowledge that the characteristics and constraints of the Internet allow him to guarantee the protection, availability and integrity of data transmission over the Internet. Under these terms, 4club does not guarantee that the services will function without interruption or error. In particular, their use may be temporarily interrupted for maintenance, upgrades , technical improvement, or modification of the content of its mode of presentation. When possible, 4club will inform its Members prior to maintenance work or updates. AOL, Safari Mac users, due to the specifics of their Internet browser, may encounter operating problems. 4club will not be responsible in any case of failure due to the connection using this access provider. Moreover, 4club shall not be held responsible for any malfunctions, inability to access or bad conditions of use of the site 4club due to unsuitable equipment, dysfunctions internal to access supplier, the network traffic and any other reason beyond the control 4club.

At sign up, members will be requested to fill out an introductory survey to understand their preferences. This information and other personal informations will be stored in 4club's database and can be compared against the information of other 4club members using an algorithm property of 4club in order to find matches based on the compatibility of two members. After the information contained in a members profile is compared to the information of all other members stored in the database, he/she will receive a list of users who may be compatible.

Members may comunicate with other service users after purchasing a subscription, with automatic renewal option active, pursuant to item 3.3

The global responsibility of 4club is limited to the amount actually paid by the Member for the service involved in a violation. 4club cannot be held liable for indirect damages suffered by the Member under any circumstance, and in particular, for loss of data, damages to the image, reputation, etc. (also for the copies) or registrations done by the Member, since the Member is responsible for making backup copies.

5.3 Links
The 4club site or third parties can include links or other websites, different from the 4club site, or other Internet sources.
4club site or third parties could include hypertext links to other web sites or other Internet sources other than 4club site. Since 4club cannot control those sites and outside sources, it cannot be held liable for their availability, content, advertisements, products and services or any other element available in or starting from those sites or external sources. Any dysfunction regarding a link must be communicated to the administrator or the webmaster of the site concerned. Consulting and/or using those sites and external sources are governed by their specific end-user conditions. If the result of research conducted on the 4club site takes the Member to access sites, pages or forums whose title and / or content is a violation of applicable laws, the Member must cease consultation of the site. Otherwise it will be considered responsible for his actions, since 4club is not.

These end-user conditions and the 4club pages mentioned in these regulations constitute the contract that governs the relationship between the Member and 4club.

4club ensures the seriousness and correctness of its services by offering to its customers the commitment to review the profiles, making sure that no fake user act on the portal. The 4club service aims to ensure the policy conditions and to esclude from the service anyone who, after having subscribed to the policy, acts in violation of it. If you think that a profile may be fake or if you receive messages from other users that are spam, advertising, vulgar, threatening or invitations to use pay phone numbers or similar to that, please report it by using the "Report user" link present on the profile of the user you wish to report.

7.b.1 Introduction

This document set out our complaints policy. If you are a User of 4club, this Complaints Policy forms part of your agreement with us

7.b.2 Who we are and how to contact us

4club is operated by SKIB SAGL via Pobiette 11 Manno, 6928, Switzerland

7.b.3 Interpretation

In this Complaints Policy, defined terms have the same meanings given to them in the Terms of Use for all Users. In addition, the term "business days" means any day which is not a Saturday, Sunday or public holiday in USA.

7.b.4 Who can use this Complaints Policy?

Whether or not you are a User of 4club, you can use this Complaints Policy to alert us to any complaint which you have relating to 4club.

7.b.5 How to make a complaint

If you have a complaint about 4club (including any complaint about Content appearing on 4club or the conduct of a User), please visit Content Removal Page and complete the dedicated form.

7.b.6 How we will deal with complaints of illegal or non-consensual Content

Following receipt of your complaint of illegal or non-consensual Content under section 7.b.5 above:

• we will take such steps as we consider to be appropriate to investigate your complaint within a timescale which is appropriate to the nature of your complaint;
• if we require further information or documents from you, we will contact you to let you know;
• we will in good faith investigate your complaint within seven (7) business days;
• if we are satisfied that the Content is unlawful or non-consensual, we will immediately remove such Content, and we will notify you of our decision by email or other electronic message;
• if we are satisfied that the Content is not unlawful or non-consensual, we will notify you of our decision by email or other electronic message.

7.b.7

Any dispute regarding our determination that Content is non-consensual will be submitted by us to a neutral arbitration association at our expense.

7.b.8 How we will deal with complaints related to copyright infringement

Complaints related to copyright infringement must be submitted in accordance with our DMCA Policy, and we will respond to copyright infringement complaints as set out in such policy.

7.b.9 How we will deal with other complaints

Following receipt of other complaints (including complaints related to other breaches of our Acceptable Use Policy) under section 7.b.5 above:

• we will take such steps as we consider to be appropriate to investigate your complaint within a timescale which is appropriate to the nature of your complaint;
• if we require further information or documents from you, we will contact you to let you know;
• we will in good faith take such actions as we consider appropriate to deal with the issue which your complaint has raised. If you have complained about Content which appears on 4club and we are satisfied that the Content otherwise breaches our Acceptable Use Policy, we will act quickly to remove such Content;
• we are not obligated to inform you of the outcome of your complaint.

7.b.10 Unjustified or abusive complaints

If you are a User of 4club, you warrant (which means you make a legally enforceable promise) that you will not make any complaint under this Complaints Policy which is wholly unjustified, abusive, or made in bad faith. If we determine that you have breached this warranty, we may suspend or terminate your User account

If 4club users do not comply with these terms and conditions of use or where there are found and/or reported anomalies of use of the service, the staff in charge will then run a verifying process, which could lead to the inclusion of the user in the 'Banned' category. If a user is included among the banned users, on his/her attempt to log in, there will be displayed the following message "You have been banned/removed from 4club", and therefore cannot access the portal. The user may also contact our Support service at www.help-tkd.com to ask for explanations and possibly report the error. If there is an error from the staff, the user will be rehabilitated immediately, otherwise the user data will be permanently deleted after 15 days by the inclusion in this category.

4club reserves the right to change or have the pages of the 4club site, Services, their price and applicable end-user conditions changed at any time. These modifications will be effective as of when they will be online on the site of 4club, except for the right of any Member to rescind from the contract in case they do not accept the changes made and cancel his/her membership with 4club. In case the Member does not exercise his/her right of rescission, it is assumed that the Member has accepted these changes and continues to use 4club site or its Services. Therefore, the Members are invited to consult the version which is constantly online on the site. If a Member is online and connected to the site, it means that he/she has fully accepted any revision or amendment to these regulations.

These conditions of use are governed, interpreted and applied in compliance with Switzerland laws in vigor. The resolution of any dispute regarding these norms, including and not limited to, their validity, interpretation, execution and/or resolution and relative consequences will be by unanimous agreement and unquestionably remitted to the court of Lugano.

4club was created by SKIB SAGL via Pobiette 11, 6928 Manno - Switzerland. 4club can be contacted by electronic mail. For further information, contact 4club.
For questions concerning the right to access and amendments and, more generally, rights concerning privacy, please get in touch with our support at www.help-tkd.com
Service supplier: SKIB SAGL Contacts: www.help-tkd.com. Photo gallery: fotolia.com, stockphoto.com. Address and Commercial Register: SKIB SAGL via Pobiette 11, 6928 Manno Switzerland. Commercial register: CH-501.4.018.749-8. EUROPEAN VAT ID: CHE-473.080.770